AI-Powered Mortgage Intelligence

Win more scenarios.
Win more brokers.

Zeitro puts your programs in front of 10,000+ brokers the moment they search. Even if you aren't on their radar, your programs are—turning passive data into active originations.

Traditional Agency2-4 HoursCallback / Research
Manual ProcessPDF Scroll100-page matrices
With Mortgage AIInstantCitation-backed
The Problem

The old way is broken

Mortgage professionals waste hours every day searching for answers buried in hundreds of pages of guidelines.

2-4 Hours Lost

Each scenario requires callbacks and manual research across fragmented PDF documents.

Manual PDF Search

Account executives and underwriters scroll through 100-page matrices to build a single comparison sheet.

Human Error

Variable accuracy from fatigue and constantly shifting guidelines leads to missed opportunities and compliance risk.

The Zeitro Way

Instant answers. Ironclad certainty.

Speed wins business. Zeitro delivers instant, citation-backed answers for AEs and automated accuracy for underwriters.

Real-time Search

Instant answers across QM, Non-QM, Portfolio, and Private Lending guidelines.

Citation-backed

Every answer includes precise citations to the original guideline documents.

Overlay Intelligence

Investor-specific overlays surfaced alongside agency guidelines before you submit.

Scenario Finder

Enter borrower details—credit, DTI, LTV—to see programs that match your scenario instantly.

Product

Built for mortgage professionals

Powerful AI tools designed to eliminate the gray areas in mortgage lending.

Ask complex questions in natural language and get detailed, citation-backed answers from across all your guideline documents. Covers Agency, DSCR, Bank Statement, Asset Qualification, and more.

Question

A 6-unit property listed for $2.8M. Can we use $20,000 market rent instead of $12,000 current rent?

Mortgage AI

Generally, NO — you cannot use the full $20,000. Most lenders require the lesser of current rent or market rent survey...

Champions-DSCR p.1Bayview-DSCR p.11MAXEX Guide p.20
Ask me anything about guidelines...
Market Opportunity

A massive, underserved market

$2.7TAnnual U.S. mortgage origination volume
10K+Active mortgage professionals in network
99+Lender guideline documents indexed
50%Of originations come from TPO channel
Business Model

Scalable SaaS revenue

Per-seat SaaS

Broker Platform

Subscription-based access for mortgage brokers and loan officers to search guidelines and find scenarios.

Distribution fees

Wholesale Lender Channel

Lenders pay to feature their programs in front of 10,000+ active brokers searching for the best fit.

Enterprise contracts

Enterprise Underwriting

Custom deployment for large lenders automating guideline interpretation and underwriting workflows.

Traction

Growing fast

10,000+
Active mortgage professionals
99+
Guideline documents indexed
Instant
Answer response time
125+
Lender programs covered